Annual Deluxe Plan

If you reside in one of the following states, HI, PA, NY, MA, and WY, or are a national of a country other than the United States of America, please contact us at for specialty insurance processing. 

Emergency Medical Transportation - $100,000

Provides medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.


Travel Accident Coverage - $25,000

Provides cash payment for covered losses due to death, loss of limb(s) or sight as a result of a covered travel accident.


Collision Damage Waiver* - $25,000

Covers costs if a car you're renting is stolen or is damaged in an accident or while it's left unattended.


Emergency Medical and Dental - $20,000

Provides benefits for losses due to covered medical and dental emergencies that occur during your trip. Depending on your plan, there is a $500 or $750 maximum for all covered dental expenses.


Trip Cancellation - $2,000

Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.


Trip Interruption - $2,000

Reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home due to a covered reason.


Baggage Loss/Damage - $1,000

Covers loss, damage or theft of baggage and personal effects.


Travel Delay - $500 (Daily Limit $150)

Reimburses additional accommodation/travel expenses and lost prepaid expenses due to a covered departure delay of six or more hours. Some plans may also cover lost prepaid trip expenses due to a covered travel delay, depending on the product and state. Please see your insuring agreement to verify whether your insurance plan includes this coverage.


Baggage Delay - $200

Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more. Receipts for emergency purchases are required.


Concierge - Included

Provides personalized information about your destination and assists you with obtaining restaurant reservations, tee times and tickets to events.


24-Hr Hotline Assistance - Included

With Allianz Global Assistance, you'll never travel alone. Our multilingual assistance team is available 24 hours a day to help you handle all kinds of travel emergencies. We can help you find local medical and legal professionals, arrange to send a message home, help with missed connections and lost/stolen travel documents, and much more.

Insurance coverage is for our current MS Travel customers. To find out more, contact us